What do you plan to do after retirement?

What will you do after retirement? I am beginning to get more questions like this. Maybe it is because I announced it officially on our 48th church anniversary service, and I have talked about this with friends for some time now.

It is not an easy question to answer. It is not easy because I really do not have any plans. And I usually would have some plans. After all, I am Singaporean. Not this time though. I am determined to leave God with a blank page and let Him fill it at His divine pleasure and leisure. When I last thought of quitting, I had a logical plan of what I will do in the next chapter of my life albeit in broad strokes. It is unlike me to have to say, No I have no plans. I am going to give God a blank page, wait on Him, and let Him fill it at His leisure. I will wait patiently on God. “For You alone O Lord my soul waits in silence, from Him is my salvation” (Ps 62.1).

I don’t want to be thought of as irresponsible or over-spiritual or impractical – so heavenly minded that I am of no earthly use. It’s my pride, I suppose. I want to look good, smart and responsible – a good and faithful steward. If I had a sensible and inspiring five year plan to rattle off in an elevator speech – people would think, He really thought it through. He is so thorough. They would envy me. To say, I have no plans except to rest and wait till the Lord add to my empty plate at His leisure, is risky. My church friends and colleagues will say, When are you going to help us? We need you to fill this gap and that gap! This is tough – to be not helping when my help is needed. To even be misunderstood by my own church colleagues and friends, if God is silent for a long time. What if the pages remain blank for months? I don’t want to be forgotten. I don’t want to be seen as unhelpful. Lord help me to say, “No I have no plans”, when people ask me THAT question. Give me Your grace and power.

This is not a retirement rule for all believers but it is for me because God is inviting me to live this way – without a certain and sure plan. It could be called the Abrahamic plan. Maybe for you, a detailed or rough plan is a necessity and that may be His intention for you. Not for me this time round. We are all unique, and are all developing in different areas of our life, and God is moving us towards wholeness in different ways. For me trusting God’s providence with my future, without any visible regular support or ministry plans is what God wants to develop in me. In a pastorate, this was an issue in the beginning – the need for faith for finances. But this has not been the case since my children graduated and went on to have jobs. The acute need for finances has ceased for many years.

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Retirement pangs



To reflect on 40 years of ministry takes considerable time and courage. It is a lengthy period of ministry in the only church that I have been committed to since I gave my life to Christ. It cannot be done in a day. That may be too intense and unfruitful. It needs to be done by the unforced rhythms of grace. The Spirit initiates and you attend to the memories and emotions that arise from such precious, and sometimes painful moments. It takes courage to face the fact that many mistakes had been made. Errors in methodology, in decisions, in policy making, in self-sufficiency, in motivation and in dealing with people and yourself. I wish I could go back in time and redo those days with the knowledge, experience and maturity I now have. However that is impossible and all you are left with are past failures and regrets that cannot be undone. I have to remind myself to be gentle with myself. After all God has forgiven and covered all these failures with His precious Son’s blood. When I shared this with my 3-2-1 group, Dr Jimmy Tan mentioned a quotation of St Augustine that consoled me. It went this way:

Trust the past to the mercy of God, the present to His love, and the future to His providence. St Augustine

It is consoling to know God’s mercy covers my failures and faults in the 40 years of ministry in the church. Despite the fact that members may have suffered the consequences of those decisions and policies and my weaknesses, the Lord’s mercy covers them all, and on the day of judgment the Lord will not even raise it up. I was teaching members how to interpret scriptures on zoom recently and one passage was the one about Jesus restoring Peter by the beach. “Peter, do you love me?” Its poignant and significant that Jesus never brought up the fact of Peter’s denial of Christ. It is all forgiven and under the wrap of God’s bloody mercy.

It is also encouraging to know that God’s love will be with me in the present while I wrap up and hand over my responsibilities and handhold those taking over my various duties and roles. The Lord will not discard me like a used tissue paper in the hawker center. He is very close and makes sure all is well with me emotionally. I recall the tenderness with which the Lord handled the home going of Moses. He let him see the promised land from Mt Pisgah. He let him know the bad news that he won’t be leading the people to possess the land, that the task belongs to Joshua his successor. The Lord endearingly called him, my servant, and even buried him personally. To this day, no one knows where Moses was buried.

It is strange to me to entrust the future to God’s providence, being someone who like to have options and plans. I am quite determined this time to give God a blank page for Him to fill in His time. It sounds over spiritual but I will resist using my brains to easily fill up my calendars with goals and plans, but I feel I need to take a step back, and enjoy staring at an empty page and calendar. Trusting in God’s providential care – so that while trying to do the ordinary things of life, like Ruth gleaning in the fields, ended up meeting Boaz, under God’s providential guidance of events and timing. Yes, that will be nice – to experience some of God’s surprises.

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Life expectancy and faith expectancy

He is the father of one of our church leaders.

His name is Andrew and he shared with a glint in his eye about what the Lord has been doing. He had gone on mission trips for years and had seen the Lord’s hand in miracles of healings and in salvation. He had gone with teams and other pastors and missionaries and had seen the word of the Lord spread in Pakistan. In the last few years, his attention shifted to Palawan in the Philippines. He couldn’t stop talking about the Lord. He went up the mountains to reach out to the people in the northern part of Palawan. He later went south to survey the needs there too. And he wants to go back there – alone if he has to. And he is 72 years old.

Life expectancy of Singaporeans is now about 85.

Sir Alex Ferguson, age 72, retired from managing Manchester United.

Jupp Heynckes, age 68, successfully coached Bayern Munich to the German treble, including the Champions League victory over the other finalist.

Lee Kuan Yew is nearly 90.

Andrew reminded me of Caleb of the Old Testament, who said to Joshua, ‘I am this day 85 years old. I am still as strong today as I was in the day that Moses sent me…give me that mountain…” (Joshua 14:11ff). At 85, he was still appropriating the promises of God and the challenges of faith that God laid before him.

Financial experts may say most Singaporeans do not have enough saved up for retirement. I do not want to dispute that. But  I want to remember the experts who talked about the giants in Canaan, the high and mighty walls, and the veteran warriors guarding the cities. The experts all died in the wilderness. So I will keep my eyes on Jehovah-jireh, God my provider.

I am inspired by Andrew and Caleb and I want to grow old with my eyes on a faith project.

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